"This is must reading for CEOs, CFOs and Human Resource managers. The landsdcape for employee benefits is going
through a dramatic transformation. Supported by easy to read examples, Jon explains how best to offer important health
insurance coverage."
- Gene Chaiken, Chairman & CEO, ALMO Corporation
"This book offers practical advise to anyone trying to figure out the alphabet soup
of health care. It reads like a friendly text on health care economics for the real world. How the consumer, the
employer, the insurance company and the government fit together is well explained. Easy to use charts allow a quick
and accurate calculation of health coverage options and risk."-Linda
Taylor, Senior Vice President, AmeriHealth Administrators
"Jon Warner introduced our companies to the concept of Consumer Driven Health Plans, took time to educate our
key people plus the entire team, and has enhanced our options every year. When most companies have experienced double digit
cost increases, our cost has actually gone down, with no decline in the quality of coverage. This would not have happened
without Jon's industry knowledge and expertise. I can't imagine anyone more qualified to write this book or be involved
in improving our overall health care system."
- Greg Kelly, President, Kelly Automotive Group
"This is a good read by a benefits expert who has cultivated 25 years of experience with hard work, continuous
study and empathetic perspective. Jon is fundamentally sensitive to the impact of benefit plan changes for employees, their
families and retirees."
- Herb Foster, Vice President, Administration, Bradford White Corporation
"Every high school and college student should be required to read this book. It will dramatically impact
their sense of health care consumerism. Future generations need to understand where we are with health care, how we
got here and its impact on our GNP (Gross National Product). This book will educate the next generation to comprehend
the concept of insurance; helping them to balance coverage with risk, resulting in affordable premiums."
-Tracy
Onorofsky, Vice President, Capital Blue Cross
"Instead of accepting higher and higher premium health plans, assuming deductible responsibility preserves our
insurance system for expensive events, significantly controlling premium escalation and affordability."
-
Joseph V. Somers, MD
"On a daily basis my medical practice is faced with the impact of decisions made by insurance companies that cannot
take into account the individual needs of patients. Adeptly supported by stories about people, Jon provides a history
of healthcare economcs and outlines a growing health trend that puts patients back where they belong - in the driver's seat."
- Rockland D. Walker, D.O., Radnor Family Practice
"I hope congress reads this book before making changes to our health care system. It provides
great insight about what is causing current problems and includes practical options to reduce cost while maintaining
excellent health coverage."
-David Plager, CLU, ChFC
"As a real estate investment specialist, I found this book very interesting. Americans of all backgrounds will
find value in the content and perspective. It offers a clear, common sense approach to reducing health care costs both
for employers and the end consumer. Jon provides illuminating and understandable examples."
-
Steve Burton, Managing Director, ING Real Estate Securities
"If you want to know who the best doctor is, find out which physician your doctor calls when sick. I have
30 years of insurance underwriting, administration and sales background. Jon Warner is the person I call when seeking
guidance. His academic credentials are impressive, but his 'Been There, Done That' experience actually validates what
works and what doesn't. My hope is that the politicians read this book."
- Scott Terpstra,
Vice President, Newsura Insurance Services